Disclaimers

The information/ data and products on this Website, including but not limited to text, images, graphics, audio-visuals, videos and links is provided "as-is" and without warranties of any kind, whether express or implied, including but not limited to implied warranty of accuracy, completeness, reliability, merchantability or fitness for a particular purpose. Any information/ data provided in this Website about the separate third party service providers and/ or WHITE DOVE FINSERV PRIVATE LIMITED and/ or any conclusions based on the available information/ data does not necessarily reflect the view/s of WHITE DOVE FINSERV PRIVATE LIMITED and/ or its Affiliates. Visitors to this Website access the Website at their own risk.

The photographs, images, audio-visuals and the videos used herein are purely for illustrative purposes only. This Website may include technical inaccuracies or typographical errors, and we make no guarantees, nor can we be responsible for any such information, including its authenticity, currency, content, quality, copyright compliance or legality, or any resulting loss or damage.

Unauthorized access, reproduction, redistribution, transmission and/or dealing with any information contained in this Website in any other manner, either in whole or in part, are strictly prohibited, failing which strict legal action will be initiated against you as per applicable laws.

You may have arrived on this website by means of some link provided by a third party. You understand that any such links are provided by third parties to this site and who have no connection to WHITE DOVE FINSERV PRIVATE LIMITED whatsoever. WHITE DOVE FINSERV PRIVATE LIMITED neither endorses the contents of such websites nor do we endorse the creators or the hosts of such websites, unless expressly stated in writing otherwise.

We may also provide certain links to other third party websites within this Website as a convenience to you. You understand that this is purely for your understanding and convenience, and any decision that you might take on the basis of such reading is entirely your choice. We do not endorse the contents of such websites nor do we endorse the creators or the hosts of such website, unless expressly stated in writing otherwise.

When you click on advertiser banners, sponsor links, or other external links from this Website, your browser automatically may direct you to a new browser window that is not hosted or controlled by WHITE DOVE FINSERV PRIVATE LIMITED . We are not responsible for the content, functionality, authenticity or technological safety of these external websites. We reserve the right to disable links to or from third-party sites to our Website, as we may deem it fit. This right to disable links includes links to or from advertisers, sponsors, and content partners that may use our trademarks as part of a co-branding relationship. Some external links may produce information that you may find objectionable, inappropriate, or offensive. We are not responsible for the accuracy, relevancy, copyright compliance, legality, or decency of material contained in any externally linked Websites.

The technology for enabling the services or exams offered by WHITE DOVE FINSERV PRIVATE LIMITED could be affected by virus or other malicious, destructive or corrupting code, programme or macro. This could result in delays in the processing of Instructions or failure in the processing of instructions and other such failures and inabilities. The User understands that WHITE DOVE FINSERV PRIVATE LIMITED disclaims all and any liability, whether direct or indirect, whether arising out of loss of profit or otherwise arising out of any failure or inability by WHITE DOVE FINSERV PRIVATE LIMITED to honour any user instruction for whatsoever reason. The User understands and accepts that WHITE DOVE FINSERV PRIVATE LIMITED hall not be responsible for any of the aforesaid risks. The User also accepts that WHITE DOVE FINSERV PRIVATE LIMITED shall disclaim all liability in respect of the said risks.

The purpose of the Model Test Paper / Demo Exams / Paid Exams is to help participants assess how well they are prepared for the actual Test conducted by the respective authorities like NSE, BSE, NISM etc.

This is a Practice Test, not in lieu of the actual Test. By passing this Test, the participants are not certified nor WHITE DOVE FINSERV PRIVATE LIMITED gives any assurance or guarantee in passing any NISM or such and similar exam that are listed in the www.fintests.in

The actual questions in the Test / Exam conducted by such authorities as well as the pattern could be different from the Practice Test Papers present in www.fintests.in

WHITE DOVE FINSERV PRIVATE LIMITED gives no guarantee or assurance that participants who pass this practice Test would pass the actual Test conducted by the respective authorities.

In this Test, participants are requested to check the answers provided. WHITE DOVE FINSERV PRIVATE LIMITED however are not responsible for the correctness of the Answers / Questions provided in the model test paper. Participants are requested to keep themselves updated on changes. Participants are required to keep themselves updated on changes in syllabus/exam pattern and procedures applicable to write the real exam.

This Website and questions / answers in the model exams provided by it may include technical inaccuracies or typographical errors, and we make no guarantees, nor can we be responsible for any such information, including its authenticity, currency, content, quality, copyright compliance or legality, or any resulting loss or damage.

Copyright Policy

As a WHITE DOVE FINSERV PRIVATE LIMITED account holder, you may submit text, images, graphics, audio-visuals, videos and links; such contents posted by a user are collectively referred to as "User Submissions." In connection with User Submissions, you further agree that you will not submit material that is copyrighted, protected by trade secret or otherwise subject to third party proprietary rights, including privacy and publicity rights, unless you are the owner of such rights or have express permission from their rightful owner to post the material and to grant WHITE DOVE FINSERV PRIVATE LIMITED all of the license rights granted herein. As part of WHITE DOVE FINSERV PRIVATE LIMITED copyright policy, WHITE DOVE FINSERV PRIVATE LIMITED will terminate user access to the Website if a user has been determined to be an infringer. Also if any third party sends us a copyright notice claiming your submitted material as his/her copyright, you shall be the only one who will be liable for the further action.

WHITE DOVE FINSERV PRIVATE LIMITED will not be responsible for such copyright infringement on your part. You agree to indemnify WHITE DOVE FINSERV PRIVATE LIMITED from any case, suit, litigation or any other legal actions against WHITE DOVE FINSERV PRIVATE LIMITED . WHITE DOVE FINSERV PRIVATE LIMITED shall have the right to recover damages & legal costs for such actions on account of your breach.

Limitation on Liability

You agree to access and use this Website and such other external link/s provided herein and the content thereof at your own risk. WHITE DOVE FINSERV PRIVATE LIMITED, its affiliates or service providers, shall not, be responsible or liable in any manner whatsoever for any direct, indirect, incidental, consequential or punitive damages arising out of any access, use or inability to use this Website or such other external link/s provided herein, including but not limited to any errors or omissions in the content thereof, loss of data, revenue, profits, property, attack by viruses, failure to provide Website Services and the like. WHITE DOVE FINSERV PRIVATE LIMITED does not assume any legal liability or responsibility for the accuracy, completeness, or usefulness of any information, data or process disclosed on this Website or other materials accessible from this Website.

You, the user of this Website assumes all responsibility and risk for the use of this Website and the internet generally. The foregoing limitations shall apply to the fullest extent permitted under applicable law.

Indemnity

You agree to defend, indemnify and hold harmless WHITE DOVE FINSERV PRIVATE LIMITED, and its franchises. Affiliates, agents, partners, directors and employees from and against any and all claims, damages, obligations, losses, liabilities, expenses and costs, including, without limitation, regulatory penalties, attorneys' fees and costs incurred by WHITE DOVE FINSERV PRIVATE LIMITED in connection with any claim arising from:

• your use of and access to the Website;
• your violation of any term of these Terms and Conditions of Use;
• your violation of any third party right, including, without limitation, any copyright, property, privacy right, any proprietary rights and/or your violation of any other law whatsoever;
• any claim that one of your User Submissions caused damage to a third party.

This defense and indemnification obligation will survive these Terms and Conditions of Use and your use of the Website.

Governing Law

The Terms and Conditions of Use and the Privacy Policy of WHITE DOVE FINSERV PRIVATE LIMITED will be governed by and construed in accordance with the laws of India. The courts in Kolkata shall have sole and exclusive jurisdiction in respect of all matters arising herein.

User Conduct

You agree not to use the Website to:

1. post content or initiate communications that are unlawful, libelous, abusive, obscene, discriminatory, invasive of privacy or publicity rights, hateful, racially, ethnically or otherwise objectionable under the applicable laws.
2. upload, post, email, transmit or otherwise make available any unsolicited or unauthorized advertising, promotional materials, "junk mail," "spam," "chain letters," "pyramid schemes," or any other form of solicitation. This prohibition includes, but is not limited to : using the Website to connect to people who don't know you and then sending unsolicited promotional messages to those direct connections without their permission. Sending messages to distribution lists, newsgroup aliases, or group aliases.
3. falsely state, impersonate, or otherwise misrepresent your identity, including but not limited to the use of a pseudonym, uploading photographs of celebrities in your profile, or misrepresenting your current or previous positions and qualifications, or your affiliations with a person or entity, past or present; upload, post, transmit, share, store or otherwise make publicly available on the Website any private information of any third party, including, without limitation, addresses, phone numbers, email addresses, Social Security numbers and credit card numbers.
4. WHITE DOVE FINSERV PRIVATE LIMITED shall not be responsible for the above mentioned misconducts of the users. If you are found guilty of the above mentioned facts, WHITE DOVE FINSERV PRIVATE LIMITED may terminate your membership; delete your profile and any content or information that you have posted on the Website; bar you from using or accessing the Service or the Website at any time at its sole discretion, with or without notice.

Submissions

You acknowledge and agree that any questions, comments, suggestions, ideas, feedback or other information about the Website or the Service ("Submissions"), provided by you to WHITE DOVE FINSERV PRIVATE LIMITED are non-confidential, and shall become the sole property of the WHITE DOVE FINSERV PRIVATE LIMITED. The WHITE DOVE FINSERV PRIVATE LIMITED shall own exclusive rights, including all intellectual property rights, and shall be entitled to the unrestricted use and dissemination of these Submissions for any purpose, commercial or otherwise, without acknowledgment of or compensation to you..

NO THIRD PARTY RIGHTS

Neither this Agreement nor any provision hereof is intended to confer upon any person or third party any rights or remedies hereunder, save and except the Parties to this Agreement.

SEVERABILITY

The invalidity or unenforceability of any provisions of this Agreement in any jurisdiction shall not affect the validity, legality or enforceability of the remainder of this Agreement.

Website privacy

This privacy policy sets out how WHITE DOVE FINSERV PRIVATE LIMITED uses and protects any information that you give when you use this website. WHITE DOVE FINSERV PRIVATE LIMITED is committed to ensuring that your privacy is protected. Should we ask you to provide certain information by which you can be identified when using this website, then you can be assured that it will only be used in accordance with this privacy statement. WHITE DOVE FINSERV PRIVATE LIMITED may change this policy from time to time by updating this page. You should check this page from time to time to ensure that you are happy with any changes. This policy is effective from January 1, 2012

What we collect

• name and job title
• contact information including email address
• demographic information such as postcode, preferences and interests
• other information relevant to customer surveys and/or offers

What we do with the information we gather

We require this information to understand your needs and provide you with a better service, and in particular for the following reasons:

• Internal record keeping.
• We may use the information to improve our products and services.
• We may periodically send promotional emails about new products, special offers or other information which we think you may find interesting using the email address which you have provided.
• From time to time, we may also use your information to contact you for market research purposes. We may contact you by email, phone, fax or mail. We may use the information to customise the website according to your interests.

Security

We are committed to ensuring that your information is secure. In order to prevent unauthorised access or disclosure we have put in place suitable physical, electronic and managerial procedures to safeguard and secure the information we collect online.

How we use cookies

A cookie is a small file which asks permission to be placed on your computer's hard drive. Once you agree, the file is added and the cookie helps analyse web traffic or lets you know when you visit a particular site. Cookies allow web applications to respond to you as an individual. The web application can tailor its operations to your needs, likes and dislikes by gathering and remembering information about your preferences.

We use traffic log cookies to identify which pages are being used. This helps us analyse data about webpage traffic and improve our website in order to tailor it to customer needs. We only use this information for statistical analysis purposes and then the data is removed from the system. Overall, cookies help us provide you with a better website, by enabling us to monitor which pages you find useful and which you do not.

A cookie in no way gives us access to your computer or any information about you, other than the data you choose to share with us.

You can choose to accept or decline cookies. Most web browsers automatically accept cookies, but you can usually modify your browser setting to decline cookies if you prefer. This may prevent you from taking full advantage of the website.

Links to other websites

Our website may contain links to other websites of interest. However, once you have used these links to leave our site, you should note that we do not have any control over that other website. Therefore, we cannot be responsible for the protection and privacy of any information which you provide whilst visiting such sites and such sites are not governed by this privacy statement. You should exercise caution and look at the privacy statement applicable to the website in question.

Controlling your personal information

You may choose to restrict the collection or use of your personal information in the following ways:

• whenever you are asked to fill in a form on the website, look for the box that you can click to indicate that you do not want the information to be used by anybody for direct marketing purposes
• if you have previously agreed to us using your personal information for direct marketing purposes, you may change your mind at any time by writing to or emailing us at test@fintest.in
• We will not sell, distribute or lease your personal information to third parties unless we have your permission or are required by law to do so. We may use your personal information to send you promotional information about third parties which we think you may find interesting if you tell us that you wish this to happen. If you believe that any information we are holding on you is incorrect or incomplete, please write to or email us as soon as possible, at the above address. We will promptly correct any information found to be incorrect.

Contacting Us

If there are any questions regarding this privacy policy you may contact us using the information below:

WHITE DOVE FINSERV PRIVATE LIMITED
Siddha Weston, Number 319
9 Weston Street, Kolkata 700013

Entire Agreement

You acknowledge having read the terms and conditions mentioned in this Agreement, and agree to be bound by its terms and further agree that it is binding between you and WHITE DOVE FINSERV PRIVATE LIMITED, superseding all prior understandings and agreements, oral and/ or written entered into between us relating to the subject matter of this Agreement. The Privacy Policy outlined in this Website shall form part of this Agreement.

We as a merchant shall be under no liability whatsoever in respect of any loss or damage arising directly or indirectly out of the decline of authorization for any Transaction, on Account of the Cardholder having exceeded the preset limit mutually agreed by us with our acquiring bank from time to time